AGGRESSIVE PERSONAL INJURY ATTORNEYS TO REPRESENT YOUR INTERESTS

 

AUTO ACCIDENTS

Unfortunately, auto accidents are a common occurrence even when exercising the most care and caution, and the negligence of others causes injuries that you are left to deal with for years to come.  When the carelessness and negligence of others has caused an accident that left you or your loved-ones injured, you need knowledgeable, aggressive attorneys to represent your interests to get you the results you are entitled to.  

YOU'VE BEEN IN AN ACCIDENT. WHAT NOW?

You've been in a crash.  Even though this is an extremely stressful situation and you may have been hurt, try to stay calm.  Call the authorities and make sure to report the crash.  If possible, take some pictures of your vehicle at the scene of the accident.  If you're injured, make sure to let the police know.  Seek medical attention and be sure to document all of your injuries.  

DON'T TALK TO THE INSURANCE COMPANY

You may be approached by people who work for the insurance company that want to write you a check.  This sounds great on face value, but you may be giving up your rights to pursue a lawsuit.  This benefits the insurance company that is settling your case for much less than your case could be worth.  If these people approach you, don't speak about the accident or your injuries.  Seek legal counsel as soon as possible to preserve your rights and be advised as to how to properly proceed with your claim.  

WHO'S GOING TO PAY MY MEDICAL BILLS?

You've been hurt and you need medical treatment.  Perhaps you need physical therapy, a surgery, or more.  When debilitating injuries occur as a result of an auto accident, you need a law firm that's going to represent your interests and make sure you're not the one holding the bill for thousands of dollars of medical treatment.  Every case is different and poses its own unique sets of circumstances when it comes to what insurance coverages will be afforded to you for medical treatment related to injuries from your accident.  The attorneys and staff at the Law Office of Patrick Patel have handled thousands of cases and have navigated the complex world of insurance coverages to ensure your bills are paid so that you can get the treatment you need.  Whether it be your own PIP policy, coverage from multiple household policies, coverage through NJPLIGA, workers' compensation, your health insurance carrier, Medicare, Medicaid, some combination thereof, or otherwise, we want to help you.  

 

WHAT INSURANCE COVERS?

To handle the complex and convoluted world of insurance coverage, you need experienced attorneys who understand auto insurance law.  Every situation is different.  Perhaps you've been involved in a hit-and-run, maybe there are multiple people/entities at fault for your accident, maybe there are multiple insurance policies covering a single person, maybe you have a UM/UIM situation where there is no or not enough coverage for the at-fault party. Call the attorneys at the Law Office of Patrick Patel to schedule a consultation to discuss the particulars of your case.  

 

TORT THRESHOLD

In 1988, New Jersey enacted the Auto Insurance Cost Reduction Act (AICRA), splitting auto insurance available to the public into two varieties; limited tort/verbal threshold or full tort/zero threshold.  When you consult any attorney regarding an auto accident case, the applicability of the tort threshold MUST BE DISCUSSED.  This topic looms over all auto insurance litigation and is all-too-often glossed over during an initial consultation, only for the uninformed Plaintiff to be blind-sided with the issue later in the case.  The injuries you've sustained, the treatment you've been rendered, the medical testing you've undergone and the experts retained will all play a role in whether or not your case is successful.  Call the Law Office of Patrick Patel to schedule a consultation an discuss these issues so that you're fully informed of the legal standard that applies to your case.